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DISCLAIMER Important General Information BCP Advisors LLC (BCP) is a Registered Investment Advisor with the United States Securities and Exchange Commission ("SEC"). Registration as an investment adviser does not imply any level of skill or training. No content published here constitutes a recommendation of any particular investment, security, portfolio of securities, transaction or investment strategy. Past performance of BCP’s Portfolio Model Composites (the "Models") is no guarantee of future performance, and BCP’s strategies, like most investment strategies, involve the risk of loss. No chart, graph, or other figure provided should be used to determine which securities to buy or sell. Asset allocation and diversification strategies do not assure a profit or protect against a loss. Financial advisory services are only provided to investors who become BCP Clients pursuant to a written account agreement, which investors are urged to read and carefully consider in determining whether such agreement is suitable for their individual facts and circumstances. Important Model & Performance Information Information data and performance returns shown are for illustrative purposes only. These results are entirely the product of a model. Actual individual investor performance will vary depending on the time of the initial investment, amount and frequency of contributions, intraperiod allocation changes and taxes. The Model Portfolio’s historical performance numbers are based on a basket of Exchange Traded Funds ("ETFs") identified to represent each sector identified. Hypothetical performance results have many inherent limitations. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and actual results subsequently achieved by any investment program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical investing does not involve financial risk, and no hypothetical investment record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular investment strategy in spite of losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific investment program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual investment results.

All percentage returns are net of fees and the expenses of the underlying ETFs. Both the Models and any benchmarks include the reinvestment of dividends. The investment management fee generally ranges depending on the amount of assets under management and is described in detail in BCP Global’s Form ADV, Part 2A. The Models are comprised of ETFs, which are each similar to a number of common equity and bond indices. Model results and volatility of the Models over a given timeframe are likely to be similar to a comparable index or blend of these indices, but it is possible that the Models would have performed better or worse than the comparable index or blend of indices. These differences may be due to, but are not limited to, portfolio rebalancing, dividend reinvestments, fees and the impact of market conditions. Please see BCP Global’s Form ADV Part 2A for further details. Important Index Comparison and ETF Information Inclusion of market index information is for informational purposes only and does not imply that the referenced Model will achieve similar returns. Index performance does not reflect the deduction of transaction costs, management fees, or other costs which would reduce returns. An investor cannot invest directly in an index. The composition of a benchmark index does not reflect the manner in which a Model is constructed in relation to expected or achieved returns, investment guidelines, restrictions, sectors, correlations, concentrations, volatility or tracking error targets, all of which may change over time.

Exchange-Traded Funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed, or sold, may be worth more or less than their original cost. ETFs may yield investment results that, before expenses, generally correspond to the price and yield of a particular index. There is no assurance that the price and yield performance of the index can be fully matched.